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City of Toronto · Downtown & midtown

Toronto real estate

Victorian semis, midtown family streets and downtown condos.

Talk to Ali about Toronto
Municipality
City of Toronto
Housing mix
Condos, semis, rows
Transit
TTC, GO, UP Express
School boards
TDSB, TCDSB

Overview

Toronto's older core has some of the most recognizable housing in Canada: Victorian and Edwardian semis and row houses, bay-and-gable facades, and walkable main streets. Downtown and along the subway lines, condos make up much of the market.

As in North York, buyers in the City of Toronto pay both the provincial and municipal land transfer tax.

Lifestyle

Walkable neighbourhoods, parks and ravines, and easy access to restaurants, culture and work.

Housing

Condos downtown and along transit lines; semi-detached and row houses in older neighbourhoods; detached homes across much of midtown.

Bay-and-gable semi
Townhouse row
Condo tower

Getting around

  • TTC subway, streetcar and bus network
  • GO Transit and UP Express from Union Station
  • Gardiner Expressway and Don Valley Parkway

Amenities & schools

  • Waterfront trails and the Toronto Islands
  • High Park and the ravine system
  • Major hospitals, universities and cultural venues
  • Neighbourhood main streets and markets

Schools are run by the Toronto District School Board and Toronto Catholic District School Board, with French-language boards also available. Confirm boundaries with the board.

Buyers & sellers

If you're buying

  • Budget for both provincial and municipal land transfer tax
  • Older homes may need electrical or other updates; inspect carefully
  • For condos, review the status certificate and reserve fund study
How buying works

If you're selling

  • Buyers often see several similar homes in one week; preparation matters
  • Present parking, updates and basement condition clearly
  • Set timing and offer strategy based on current local activity
How selling works

Investors

Considerations specific to income properties in Toronto. They're questions to investigate, not predictions.

  • Many older semis and row houses have been divided into units; confirm each unit's legal status with the City before relying on its rent
  • Budget for both provincial and municipal land transfer tax in the cash you put in
  • Older buildings can carry higher maintenance and insurance costs; get quotes during due diligence
How investment property analysis works

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