Ali BayatREALTOR®
Knowledge centre

Guides for buying, selling and understanding the GTA market

Plain-language answers to the questions clients ask most, investment fundamentals, and monthly market notes by area.

Featured · Buying guide

Land transfer tax in Toronto vs. York Region, with a calculator

Why the same price costs more to close on in North York than in Vaughan, and how first-time buyer rebates fit in.

Published · draft for Ali's review

Buying Guides

From budget to closing day.

Land transfer tax in Toronto vs. York Region, with a calculator

Live

Why the same price costs more to close on in North York than in Vaughan.

/resources/buying/land-transfer-tax-toronto-york-region/

Buying your first home in Toronto: a step-by-step plan

Planned

From pre-approval to closing, with the costs at each stage.

/resources/buying/first-home-toronto/

Pre-construction condos: questions to ask before you sign

Planned

Deposits, occupancy fees, assignment rules and closing adjustments.

/resources/buying/pre-construction-condo-questions/

Selling Guides

Preparing, pricing and selling.

What's worth fixing before you list

Planned

Which repairs pay off, which don't, and how to get them done on time.

/resources/selling/what-to-fix-before-listing/

Offer dates vs. pricing to market

Planned

How each strategy works and when each tends to make sense.

/resources/selling/offer-date-vs-pricing-to-market/

Investment

Analyzing income properties: cash flow, cap rate, financing and strategy.

Investment property analysis: a step-by-step framework

Planned

The six steps from property review to a decision, with the questions to ask at each.

/invest/investment-analysis/

How to calculate cash flow on a rental property

Planned

From gross rent to what's left after expenses, vacancy and the mortgage.

/invest/cash-flow/

What is cap rate, and what it doesn't tell you

Planned

How to calculate it, how to compare it, and its limits.

/invest/cap-rate/

Financing an investment property: what to ask

Planned

Down payments, rates and lender rules, and the questions to bring to a mortgage professional.

/resources/investment/financing/

Income properties in the GTA: duplexes, triplexes and fourplexes

Planned

How each type works, and what to verify about zoning and legal units.

/invest/duplexes/ · /invest/triplexes/ · /invest/fourplexes/

Cash flow vs. appreciation: choosing an investor strategy

Planned

Two reasons to own a property, the trade-offs, and the risks of each.

/resources/investment/investor-strategy/

GTA Market Insights

Monthly notes by area, from board data.

Monthly market notes: North York

Planned

First report using the monthly template, once a data source is connected.

/resources/market/2026-10-north-york/

Monthly market notes: York Region

Planned

Vaughan, Richmond Hill and Thornhill in one monthly summary.

/resources/market/2026-10-york-region/

Neighbourhood Guides

What it's like to live in each community.

Real Estate Tips

Short answers to common questions.

How to read a condo status certificate

Planned

The pages that matter and the red flags to look for.

/resources/tips/condo-status-certificate/

Home inspections in the GTA: what to expect

Planned

What inspectors check and how to use the report.

/resources/tips/home-inspection-gta/

Choosing a contractor after you buy

Planned

Quotes, contracts, permits and payment schedules.

/resources/tips/choosing-a-contractor/

Have a question that isn't covered here?

Ask me directly. Good questions often become the next guide.